Carlos Mendoza

Carlos Mendoza is the founder of GO Repair Credit and one of Southern California's most trusted FCRA-certified credit repair specialists. With over 8 years of hands-on experience, Carlos has helped more than 1,200 clients — primarily Hispanic families in the Inland Empire — dispute credit report errors, remove collections, and rebuild their financial futures.

Before founding GO Repair Credit, Carlos spent five years working in the financial services industry, where he witnessed firsthand how credit report inaccuracies disproportionately impacted Latino communities. Errors that went unchallenged were costing families thousands of dollars in higher interest rates, denied mortgages, and missed opportunities. That experience became the foundation of his mission.

In 2018, Carlos launched GO Repair Credit with a clear purpose: to provide accessible, transparent, and fully bilingual credit repair services to those who need them most. Unlike large national firms, GO Repair Credit operates with a personal touch — Carlos and his team know their clients by name and treat every case with the urgency it deserves.

Carlos is deeply knowledgeable in the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Credit Repair Organizations Act (CROA). He regularly publishes educational content in both English and Spanish to help consumers understand their rights and take control of their credit.

When he's not working with clients or writing, Carlos is involved in community financial literacy workshops across the Chino Valley, helping first-generation homebuyers and small business owners understand how credit works and how to use it strategically.