50,000+ clients helpedLearn More
All Services — One Place

Every Tool You Need
to Win With Credit

From credit repair to business funding — GO Repair Credit offers a complete ecosystem of financial products to help you build, boost, and leverage your credit.

50K+

Clients Served

+191pts

Avg Score Gain

$2.4M+

Loans Funded

4.9★

Average Rating

★ MOST POPULAR
Credit RepairMost Popular

Credit Repair

Dispute & Remove Negative Items

We dispute collections, hard inquiries, late payments, charge-offs, and inaccurate items across all 3 bureaus under the FCRA.

From $299enrollment + $79/mo
  • Equifax · Experian · TransUnion
  • Collections & charge-offs removed
  • Hard inquiry removal
  • 30-day money-back guarantee
  • Dedicated credit specialist
Start Free Analysis →
Credit Boost-10% OFF

Authorized User Tradelines

Boost Your Score 40–120+ Points

Add years of perfect payment history and high credit limits to your report. No hard pull. Results in 7–15 business days.

From $189one-time · no hard pull
  • 20 tradelines available
  • Capital One · Chase · AmEx
  • Reports to all 3 bureaus
  • 100% FCRA legal
  • Results in 7–15 days
View Tradelines →
Business Funding

Business Loans

Up to $500K — Fast Approval

Business lines of credit, SBA loans, revenue-based funding, and equipment financing. We connect you with the best lenders for your profile.

$10K–$500Kno upfront fees
  • Lines of credit available
  • SBA & conventional options
  • Revenue-based funding
  • Equipment financing
  • Real-time application tracking
Apply Now →
Auto Loan

Auto Loan

Get Financed — Good or Bad Credit

Find competitive auto loan rates even with credit challenges. We work with a network of lenders specialized in all credit profiles.

Rates from 4.9%all credit profiles
  • New & used vehicles
  • Bad credit accepted
  • Pre-approval in minutes
  • Compare multiple lenders
  • No prepayment penalty
Check My Rate →
Personal Loan

Personal Loan

Fast Cash — Competitive Rates

Personal loans for debt consolidation, emergencies, home improvements, and more. Compare rates from top lenders in minutes.

$1K–$50Kcompetitive rates
  • Debt consolidation
  • No collateral required
  • Fixed monthly payments
  • Same-day decisions
  • All credit types considered
Get My Rate →
Business

Business Formation (LLC/Corp)

Register Your Business — Fast & Easy

We handle all the paperwork to form your LLC or Corporation. Get your EIN, operating agreement, and registered agent included.

From $149+ state filing fee
  • LLC or Corporation
  • EIN included
  • Operating agreement
  • Registered agent (1 yr)
  • Status tracking dashboard
Form My Business →
Credit Building

Rent Reporting

Turn Your Rent Into Credit History

Report your monthly rent payments to all 3 credit bureaus and build positive credit history without taking on new debt.

From $5/mocancel anytime
  • Reports to all 3 bureaus
  • Past rent history included
  • No hard pull
  • Builds payment history (35%)
  • Month-to-month plan
Start Building →
Mortgage Boost

Mortgage Tradelines

Hit 620+ and Get Pre-Approved

Specialized tradelines optimized for borrowers trying to qualify for a mortgage. Target specific score thresholds with strategic tradeline selection.

From $189strategic selection
  • Optimized for 620+ goal
  • High limit tradelines
  • Low utilization impact
  • Rapid score boost
  • Mortgage specialist guidance
View Packages →
Coaching

Credit Coaching (Tutoría)

1-on-1 Expert Guidance

Live Q&A sessions, personalized credit strategies, and expert answers to your specific credit situation. Ask anything, get real answers.

Free Q&Apremium sessions available
  • Ask any credit question
  • Personalized strategy
  • Score improvement roadmap
  • Expert FCRA knowledge
  • English & Spanish
Ask a Question →
Credit Building

Credit Builder Loans

Build From Zero — The Smart Way

Specialized credit-builder products like Kikoff, Kovo, and SoFi to help people with no credit or thin file establish a strong foundation.

$1–$30/motools & platforms
  • Kikoff, Kovo, SoFi options
  • No hard pull
  • Great for thin files
  • Reports monthly
  • Start from scratch
Explore Tools →
Credit Cards

Secured Credit Cards

Best Cards for Credit Building

Compare the top secured and unsecured credit cards for every credit profile. Find the right card to maximize your score-building journey.

Free Comparisonno cost to compare
  • Secured & unsecured options
  • Side-by-side comparison
  • Annual fee analysis
  • Rewards breakdown
  • Approval odds estimate
Compare Cards →
Insurance

Auto Insurance Binder

Proof of Insurance Instantly

Get a same-day auto insurance binder for loan approvals, DMV registration, or dealership requirements. Fast, affordable, legitimate.

From $25same-day delivery
  • Same-day turnaround
  • Accepted by all lenders
  • DMV compliant
  • Digital + print format
  • All vehicle types
Get My Binder →
Free Consultation

Not Sure Which Product Is Right for You?

Book a free 15-minute consultation with one of our credit specialists. We'll review your situation and recommend the exact products that will move your score the most.

Mon–Fri 8AM–7PM · Sat 9AM–2PM · English & Spanish

Get In Touch

Ready to Start?

Fill out the form below and a credit expert will contact you within 24 hours.

Business Hours

Mon–Fri: 8AM – 7PM EST

Office

12564 Central Ave #A 741
Chino, CA 91710

Rent Reporting
New ServicePowered by Rent Reporters

Your Rent Payments Can Build Your Credit Score

Talk with Us