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Legal Document

Privacy Policy

Effective Date: April 01, 2026  ·  Go Repair Credit

At Go Repair Credit, your privacy is very important to us. This Privacy Policy describes how we collect, use, and protect your information when you visit our website or use our services.

01

Information We Collect

We may collect the following types of information when you visit our website or use our credit repair services:

Personal Information

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Social Security Number (if required)

Financial & Credit Information

  • Credit reports
  • Credit scores
  • Account history
  • Related financial data

Technical Information

  • IP address
  • Browser type
  • Device information
  • Pages visited & time spent
01b

Loan Application Data

When you submit a loan application (Business, Personal, or Auto Loan), we collect additional sensitive financial data necessary to process your request.

Data Collected in Loan Forms

  • Full legal name and contact information
  • Social Security Number (SSN) — for identity verification
  • Employer Identification Number (EIN) — for business loans
  • Business name, type, and years in operation
  • Monthly revenue and annual income
  • Requested loan amount and purpose
  • Employment status and employer information
  • Vehicle information (for auto loan applications)

Why We Collect This Data

  • To evaluate your loan eligibility
  • To match you with appropriate lending partners
  • To verify your identity and prevent fraud
  • To comply with federal lending regulations

SSN & EIN Protection

Your SSN and EIN are transmitted using 256-bit SSL encryption and are used solely for identity verification and loan processing. This data is never sold or shared with third parties outside of the loan processing workflow.

By submitting a loan application, you expressly authorize GO Credit Report to use the information provided — including SSN and EIN — solely for the purpose of processing your loan request. Your information will never be sold or shared with third parties outside of the loan processing workflow.

02

How We Use Your Information

We use your information to deliver and improve our credit repair services:

Provide credit repair and related services
Analyze and improve your credit profile
Communicate with you about your account
Process payments and transactions
Improve our website and customer experience
Comply with legal and regulatory requirements
02b

Google AdSense & Third-Party Advertising

Advertising Disclosure — Required by Google AdSense

This website uses Google AdSense, an advertising service provided by Google LLC, to display advertisements. Google AdSense may use cookies and tracking technologies to show relevant ads based on your visits to this site and other websites on the internet.

How Google AdSense Works

  • Google uses DoubleClick cookies to serve ads based on your interests
  • Ads may be personalized based on your browsing history
  • Google Analytics collects site usage data anonymously
  • AdSense data is governed by Google's Privacy Policy

Your Control Options

  • Opt out of personalized ads in Google Ad Settings
  • Disable third-party cookies in your browser
  • Use the Google Analytics opt-out browser add-on
  • Visit aboutads.info for more ad control options

Advertising Account Identifier:

ca-pub-3215826417671096

For more information on how Google uses data when you use our partners' sites or apps, visit: policies.google.com/technologies/partner-sites

To manage your Google ad preferences: adssettings.google.com

Important: We do not share personally identifiable information with Google AdSense. Google may receive anonymous usage data to serve relevant ads.

03

Sharing of Information

We do not sell your personal information — ever.

We may share your information only with trusted parties in limited circumstances:

Credit Bureaus

Experian, Equifax, and TransUnion for dispute processing

Service Providers & Partners

Parties who assist in delivering our credit repair services

Payment Processors

For secure billing and transaction processing

Advertising Partners (Google AdSense)

Google may receive site usage data to display relevant ads. We do not share PII with advertisers.

Legal Authorities

When required by applicable law or court order

04

Data Security

We implement industry-standard security measures to protect your personal and financial information, including SSL encryption, secure data storage, and restricted access controls.

Please note: No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

05

Your Rights

As our client, you have the following rights regarding your personal data:

Access

Request a copy of your personal information we hold

Correction

Request corrections or updates to inaccurate data

Deletion

Request deletion of your data where applicable by law

Opt-Out

Unsubscribe from marketing communications at any time

To exercise any of these rights, contact us at support@gorepaircredit.com

06

Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and display relevant advertisements. Cookies are small text files stored on your device.

Essential Cookies

Necessary for the website to function properly. Cannot be disabled.

Analytics Cookies

Google Analytics to understand how users interact with our site.

Advertising Cookies

Google AdSense to show relevant ads based on your interests.

You can disable cookies at any time through your browser settings. To opt out of personalized Google ads, visit adssettings.google.com.

07

Third-Party Links

Our website may contain links to third-party websites for your convenience. These sites operate independently and have their own privacy policies. We are not responsible for the privacy practices or content of those websites. We encourage you to review their policies before sharing any personal information.

08

Compliance with Laws

Go Repair Credit is committed to complying with all applicable data protection and consumer protection laws, including:

FCRAFair Credit Reporting Act
CROACredit Repair Organizations Act
GLBAGramm-Leach-Bliley Act
CCPACalifornia Consumer Privacy Act

California Consumer Privacy Act (CCPA) — Your Additional Rights

If you are a California resident, you have additional rights under the CCPA:

Right to Know

Request disclosure of the categories and specific pieces of personal information we have collected about you in the past 12 months.

Right to Delete

Request deletion of personal information we have collected, subject to certain exceptions required by law.

Right to Opt-Out

Opt out of the sale of your personal information. Note: We do not sell personal information.

Right to Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights.

To submit a CCPA request, contact us at support@gorepaircredit.com or call (951) 428-3202. We will respond within 45 days as required by law.

08b

CROA Disclosure — Credit Repair Organizations Act

Required Disclosure Under the Credit Repair Organizations Act (CROA)

You have a right to dispute inaccurate information in your credit report without the help of a credit repair organization. You may contact a consumer reporting agency directly to dispute inaccurate information at no charge.

You have a right to a free copy of your credit report from each of the three major credit bureaus (Experian, Equifax, TransUnion) once every 12 months at AnnualCreditReport.com.

Go Repair Credit cannot: (1) make any false or misleading statements about your credit; (2) charge you before services are fully performed; (3) advise you to make any statement that is untrue or misleading to a consumer reporting agency.

You have the right to cancel any contract with Go Repair Credit within 3 business days of signing, without penalty or obligation, by notifying us in writing.

This disclosure is provided in compliance with 15 U.S.C. § 1679c of the Credit Repair Organizations Act.

09

Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. Any changes will be posted on this page with an updated effective date at the top. We encourage you to review this policy occasionally to stay informed about how we protect your information.

10

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us:

Agreement to This Policy

By using our website and services, you agree to the terms of this Privacy Policy.

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