About Our Services
Go Repair Credit provides credit repair and financial education services only. We help clients identify and dispute inaccurate, outdated, or unverifiable items on their credit reports under federal law.
We operate as a credit repair organization under the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).
No Guaranteed Results
Credit repair outcomes vary significantly based on individual credit profiles, bureau responses, and the nature of disputed items. Go Repair Credit makes no guarantee of the following:
Specific Credit Score Increases
We cannot promise a defined number of points added to your credit score.
Loan, Credit Card, or Mortgage Approval
Lender decisions are independent and outside the scope of our services.
Removal of All Negative Items
Some negative items may be accurate and legally reportable; those cannot be removed.
Each client's results will vary based on their unique credit history and individual circumstances.
Credit Reporting Accuracy
We operate strictly within the bounds of federal law. Our dispute process targets only items that meet one or more of the following criteria:
Inaccurate
Information that does not correctly reflect your credit history
Outdated
Negative items beyond the legally reportable time limit
Unverifiable
Items the bureau or creditor cannot verify with documentation
All disputes are filed in accordance with the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq.
Client Responsibility
Successful credit repair is a collaborative process. Clients play a critical role in their own progress. You are responsible for:
Providing Accurate Information
All personal and financial details you submit must be truthful and current.
Following Credit-Building Recommendations
Implement strategies recommended by your advisor to build positive credit history.
Maintaining Good Financial Habits
Pay bills on time, keep balances low, and avoid opening too many new accounts.
Financial Decisions
Any financial decisions you make based on information or recommendations from Go Repair Credit are made at your own discretion and risk.
We are not licensed financial advisors, attorneys, or accountants. Our services are limited to credit repair and financial education. For major financial decisions, we recommend consulting a qualified professional.
Third-Party Services
From time to time, we may recommend third-party services that may benefit your credit-building journey, such as:
Go Repair Credit is not affiliated with, nor responsible for the performance, outcomes, or practices of any third-party services we may recommend. Use them at your own discretion.
Governing Laws & Compliance
Go Repair Credit operates in full compliance with all applicable federal and state laws governing credit repair and consumer protection:
Governs the accuracy and privacy of credit report information
Protects consumers from deceptive credit repair practices
Protects consumers' personal financial information
Prohibits unfair or deceptive acts in commerce
Acknowledgment & Agreement
By using our services, you acknowledge and agree to this Legal Compliance disclaimer in its entirety.