11 Documented Cases — FCRA Verified

Real People. Real Results.
Every Step Documented.

Each case includes the complete dispute timeline, FCRA citations used, documentation types submitted, and verified deletion confirmations from the bureaus. This is what real credit repair looks like.

50K+

Clients Helped

+188

Average Points Gained

94%

Success Rate

18 days

Fastest Result

FCRA-Compliant Disputes
Every Case Documented
Dedicated Specialist per Case
30-Day Guarantee
CASE OF THE MONTH — APRIL 2026
Fastest documented result: 26 days
AC

Angela Castillo

Inland Empire, CA·Carlos V., Senior Analyst

+134 pts · 26 days
Score 679 GOOD — 26 Days

Before

Report: Feb 24, 2026

Poor

545

Credit Profile Issues

4 derogatory marks
20 hard inquiries
6 negative closed accounts
23 total inquiries
Score in Poor range

After

Report: Mar 22, 2026

Good

679

+134 point improvement

Items Removed

4 derogatory marks removed
20 hard inquiries deleted
6 negative closed accounts removed
17 of 23 inquiries removed in 26 days
0 derogatory marks
3 remaining inquiries
10 positive accounts
Score in Good range
Bureaus:TransUnionExperianEquifax
AC

“In just 26 days my score jumped 126 points! They removed all my derogatory marks and brought my inquiries down from 23 to 3. I never thought it was possible so fast. Carlos and his team are incredible.”

— Angela Castillo, Inland Empire, CA
All Cases

Before & After — Complete Cases

Expand any card to see the complete dispute documentation. Average gain: +105 pts.

Isabel Pelayo Pelayo

Isabel Pelayo Pelayo

North Hills, CA

Hard Inquiries
Score 713 GOOD — 4 Days
Before704
After713
+9 pts · 4 daysGood
10 hard inquiries deletedInquiries dropped from 10 to 0TransUnion report updated in 4 days

“In just 4 days they removed all 10 hard inquiries from my TransUnion report. My score went from 704 to 713 almost overnight. The team was fast, professional, and kept me updated every step of the way. I couldn't believe how quickly they worked!”

CASE OF THE MONTH — APRIL 2026 · Fastest result: 26 days
Angela Castillo

Angela Castillo

Inland Empire, CA

Inquiries / Derogatory Marks
Score 679 GOOD — 26 Days
Before545
After679
+134 pts · 26 daysGood
4 derogatory marks removed20 hard inquiries deleted6 negative closed accounts removed

“In just 26 days my score jumped 126 points! They removed all my derogatory marks and brought my inquiries down from 23 to 3. I never thought it was possible so fast. Carlos and his team are incredible.”

Michelle Torres

Michelle Torres

Riverside, CA

Collections
Score 685 GOOD — 5 Months
Before512
After685
+173 pts · 5 monthsGood
5 collection accounts removed3 hard inquiries removed1 charge-off removed

“After years of dealing with collections and a charge-off, I thought my credit would never recover. In 5 months GO Repair Credit removed 5 collections, 3 inquiries, and a charge-off. My score went up 173 points and I finally qualified for a credit card with a good limit.”

Featured Case — Verified
Liliana Lemus

Liliana Lemus

California

Derogatory Marks / Collections
Score 668 GOOD — 18 Days
Before586
After668
+82 pts · 18 daysFair
7 derogatory marks removed1 delinquent account removedBalances: $15,304 → $431

“In just 18 days my score went up 82 points. They removed 7 derogatory marks, 1 delinquent account, and my balances dropped from $15,304 to just $431. I couldn't believe the results so fast. GO Repair Credit is incredible!”

María L.

María L.

Chino, CA

Collections
Mortgage Approved — $280,000
Before521
After714
+193 pts · 9 monthsGood
4 collection accounts removed2 charge-offs removed1 medical debt removed

“I had been denied for a mortgage twice before finding GO Repair Credit. In 9 months every collection disappeared and I finally got approved for my dream home. My advisor was available every time I had a question — this changed my life.”

James T.

James T.

Ontario, CA

Hard Inquiries
Auto Loan at 3.9% APR
Before488
After673
+185 pts · 7 monthsGood
9 hard inquiries removed3 late payments removed1 repossession disputed

“I was paying 24% APR on my car because my credit was destroyed. After 7 months with GO Repair Credit I refinanced at 3.9% and save $340 a month. Worth every penny.”

Sandra L.

Sandra L.

Rancho Cucamonga, CA

Late Payments
Business Credit Line $50K Approved
Before554
After741
+187 pts · 11 monthsExcellent
8 late payments removed2 collections removed1 charge-off removed

“As a business owner my personal credit was tied to everything. GO Repair Credit cleaned up years of errors in less than a year. I got a $50K business credit line and my vendors now give me net-30 terms.”

Premium Rentals LLC

Premium Rentals LLC

California

Business Funding
$24,000 Business Line of Credit — Funded
Amount Funded$24,000
National Business CapitalFunded Apr 28, 2026
Business line of credit securedFunded by National Business Capital$24,000 approved

“GO Credit Report helped Premium Rentals LLC secure a $24,000 business line of credit through National Business Capital. We are committed to helping businesses like yours access the capital they need to grow and thrive.”

Featured Case — Verified
Jose L. Escobar

Jose L. Escobar

Chino Hills, CA

Business Funding
$43,000 Business Line of Credit — Funded
Amount Funded$43,000
National Business CapitalFunded Apr 28, 2026
Business line of credit securedFunded by National Business Capital$43,000 approved

“We’re grateful for the opportunity to assist Chino Hills Automotive in securing a business line of credit. Our goal is always to help businesses build stronger financial foundations and access the funding they deserve. Looking forward to supporting your continued growth!”

Marcus H.

Marcus H.

Dallas, TX

Collections
SBA Loan Approved — $75,000
Before510
After698
+188 pts · 9 monthsGood
7 hard inquiries removed4 collections removed2 late payments removed

“I was trying to open a food truck business but kept getting rejected for SBA loans. GO Repair Credit cleaned my personal credit in 9 months and I got approved for a $75K SBA loan. My business is thriving now.”

Cliente Anónimo

Cliente Anónimo

California, CA

Credit Analysis / Derogatory Marks
FCRA Violations Found — Analysis In Progress
Before547
After554
+7 pts · 2 WeeksPoor
Affirm accounts added (positive)Utilization reduced on AMEXCredit One disputedKohls data inconsistency identified

“GO Repair Credit analizó mi reporte y encontró 6 posibles violaciones FCRA que otros nunca vieron. En 2 semanas ya tenemos un plan claro de acción. Estoy emocionado de ver los resultados finales.”

FICO® Score Range

Poor 300–579
Fair 580–669
Good 670–739
Excellent 740–850

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