Find Your Perfect Credit Card
Whether you're rebuilding credit, earning cash back, or chasing travel rewards — browse top-rated cards from the best issuers and apply in minutes online.
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Top Picks
opensky® Secured Visa® Credit Card
Capital Bank
- No credit check — 89% approval rate
- Earn up to 10% cash back on everyday purchases
- Avg. 47-pt score increase after 6 months
- Reports to all 3 major credit bureaus
Best for: Rebuilding credit with guaranteed approval
opensky® Plus Secured Visa® Credit Card
Capital Bank
- No annual fee — keep more money in your pocket
- No credit check required to apply
- Up to 10% cash back on everyday purchases
- Start with as little as $300 deposit
Best for: Zero annual fee secured card
Magnum — A Credit Strong Product
Austin Capital Bank
- 86-Point Average FICO® Score Increase
- Build $2,000 to $30,000 of credit history
- Terms up to 10 years, starting at $30/mo
- No prepayment or cancellation fees
Best for: Largest credit builder accounts in the nation
Kovo Credit Builder
Kovo
- 0% APR — no interest ever
- No credit check, no hard pull
- $0 fees (setup, annual, late, prepayment)
- Reports to TransUnion, Equifax, Experian & Innovis
Best for: Zero fees and zero interest credit builder
Upstart Personal Loans
Upstart
- $1,000 – $75,000 loan amounts
- Check your rate in 5 min (no credit impact)
- 99% of approved get funds next business day
- No prepayment penalty
Best for: Fast personal loans with next-day funding
Upgrade Personal Loans
Upgrade
- $1,000 – $50,000 loan amounts
- APR from 7.99% — fixed rate & clear payoff
- Funding within 1 business day
- No prepayment penalties
Best for: Competitive rates on personal loans
Auto Financing and Refinancing
myAutoLoan
- 1 application — up to 4 loan offers in minutes
- Average customer saves $2,000+ in interest
- Pre-approval before going to the dealer
- Also: private party & lease buyout loans
Best for: Compare multiple auto loan offers at once
More Options
opensky® Launch Secured Visa® Credit Card
Capital Bank
- Start building credit with just $150 deposit
- No credit check required
- Up to 10% cash back on purchases
- Minimum payment as low as $10
Best for: Low minimum deposit to start
First Progress Platinum Select MasterCard®
First Progress
- Earn 1% Cash Back Rewards on payments
- Security deposit $200–$2,000 (up to $5,000)
- All credit types welcome to apply
- Bankruptcy won't cause decline
Best for: Cash back on a secured card
First Progress Platinum Prestige MasterCard®
First Progress
- Lowest regular APR: 13.49%
- Earn 1% Cash Back on payments
- Fund deposit over 90 days (partial payments ok)
- Bankruptcy won't cause decline
Best for: Lowest APR secured card available
First Latitude Assent Mastercard® Secured
Synovus Bank
- $0 Annual Fee — designed to push you forward
- Earn 1% Cash Back on payments
- Security deposit $200–$5,000
- No minimum credit score required
Best for: $0 annual fee with cash back rewards
First Latitude Elite Mastercard® Secured
Synovus Bank
- Lower annual APR option
- Earn 1% Cash Back on payments
- Fund deposit over 90 days (partial ok)
- No minimum credit score for approval
Best for: Lower APR with manageable annual fee
Secured Self Visa® Credit Card
Self Financial
- $100 minimum security deposit
- No Hard Credit Check
- Considered for higher credit line in 6 months
- $0 intro annual fee for the first year
Best for: Low deposit with no hard credit check
Arro Card
Community Federal Savings Bank
- Up to $200 unsecured — grows to $2,500
- 1% cash back on gas & groceries
- No hard inquiry to apply
- Apply in 10 minutes or less
Best for: Unsecured card with no hard inquiry
Yendo — Car Equity Credit Card
Yendo
- $4,400 average credit limit — up to $10,000
- 1.5% unlimited cash back on purchases
- Pre-qualify without hard inquiry
- Vehicle equity unlocks higher limits
Best for: High credit limit using your car equity
Credit Strong — Instal & Revolv
Austin Capital Bank
- Build installment AND revolving credit together
- Build credit history while saving money
- No minimum monthly payment with Revolv
- FDIC insured through Austin Capital Bank
Best for: Build both installment and revolving credit
Self Financial — Credit Builder Account
Self Financial
- 24-month term with savings plan
- CD savings unlock at end of term
- Reports to 3 bureaus as installment loan
- Includes credit monitoring from $25/mo
Best for: Build credit while saving money
Kikoff Credit Account
Kikoff
- Starts at only $5/month
- 0% interest — no hidden fees
- No credit check required
- Reports to all 3 major bureaus
Best for: Most affordable credit builder at $5/mo
explore credit — Installment Loan
Explore Credit
- $300 – $2,000 loan amounts
- Decision in minutes online
- Funds in as little as 2 business days
- No hidden fees — 500+ credit score required
Best for: Small installment loans with fast approval
Rental Reporters
Rental Reporters
- Report up to 2 years of rent history
- Reports to TransUnion, Equifax & Experian
- Score change within 10 days
- $94.95 enrollment + $9.95/month
Best for: Turn past rent payments into credit score boost
ROCK The Score Rental Reporting
Rock The Score
- Report 2 years of rent payments
- Most affordable: $6.95/month
- $48 one-time setup fee
- Immediate credit score boost with bureaus
Best for: Affordable rental reporting service
* GO Repair Credit may receive compensation when you click "Apply Now." Clicking takes you to the issuer's website. APR and terms are subject to change. Credit approval is at the issuer's discretion. This is not a complete list of available products.
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