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Frequently Asked Questions

Go Repair Credit  ·  FCRA Dispute Process & Credit Education

Everything you need to know about credit repair, the FCRA dispute process, and how Go Repair Credit works to restore your financial health.

50+answers

To the most common credit questions

30days

Bureau investigation window

7years

Max reporting period for most items

9topics

Covered in this FAQ

The Fair Credit Reporting Act (FCRA)

Credit Utilization — The 30% Rule

Hard Inquiries — What They Are & How Long They Last

Collections, Charge-Offs & Negative Items

The Dispute Process — Step by Step

The Three Credit Bureaus

Understanding Credit Scores

Building Credit from Scratch

Authorized User Tradelines — Are They Legal?

How Go Repair Credit Works

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