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GO Repair Credit
GO Repair Credit
June 2026·

🚀 5 DEROGATORY ACCOUNTS REMOVED IN 4 DAYS — Carolina A., Riverside CA Carolina started with 13 — yes, THIRTEEN — derogatory accounts on her TransUnion report. Score: 554. This is what years of financial struggle looks like on paper. We immediately filed FCRA disputes against all 13 accounts simultaneously. Within just 4 DAYS, the first wave of results hit: 🗑️ Barclays Bank Delaware ($779) — GONE 🗑️ Target/TD ($567) — GONE 🗑️ SYNCB/PPC ($587) — GONE 🗑️ AMEX/CBNA ($1,341) — GONE 🗑️ Citi ($2,646) — GONE 5 accounts. $5,920 in derogatory debt. Deleted. 💥 Her score moved from 554 → 565 (+11 pts) and this is just the beginning. 8 more accounts under active dispute: • WebBank, Merrick, Discover, Capital One (x2), CCB/Ulta, CB/Comenity, CCB/Sephora Plus we're disputing 6 late marks on her Fifth Third Bank mortgage under FCRA § 623. This case is LIVE. Follow for updates — Carolina's transformation is happening in real time. 🔥 📊 BEFORE: 554 · 13 derogatory accounts 📊 NOW: 565 (+11 pts in 4 days) · 5 accounts removed 🎯 Remaining: 8 accounts + mortgage lates Ready to start your own transformation? 👇

Before554
After565
+11
in In Progress
Barclays Bank Delaware ($779) — RemovedTarget/TD ($567) — RemovedSYNCB/PPC ($587) — RemovedAMEX/CBNA ($1,341) — RemovedCiti ($2,646) — Removed

“In just 4 days GO Repair Credit already removed 5 derogatory accounts from my TransUnion report and my score went from 554 to 565. Barclays, Target, SYNCB, AMEX and Citi — all gone! We still have 8 more to dispute but this momentum is incredible!”

— Carolina A., Riverside, CA

Timeline

1

Credit Report Analysis

Score 554 — 13 derogatory accounts, mortgage with 6 late marks identified

FCRA § 609 Analysis
1

5 Derogatory Removed ✔

Score 565 (+11 pts in 4 days) — Barclays, Target, SYNCB, AMEX, Citi gone

TransUnion Update 05/19/2026

FCRA Documentation

  • TransUnion report 05/15/2026 — Score 554, 13 derogatory accounts identified
  • TransUnion report 05/19/2026 — Score 565 (+11 pts in 4 days), 5 derogatory accounts removed
  • Barclays Bank Delaware ($779) — Removed from TransUnion by 05/19/2026
  • Target/TD ($567) — Removed from TransUnion by 05/19/2026
  • SYNCB/PPC ($587) — Removed from TransUnion by 05/19/2026
  • AMEX/CBNA ($1,341) — Removed from TransUnion by 05/19/2026
  • Citi ($2,646) — Removed from TransUnion by 05/19/2026
  • 8 remaining charge-offs under active dispute (WebBank, Merrick, Discover, Capital One x2, CCB/Ulta, CB/Comenity, CCB/Sephora)
  • FCRA § 623 dispute active vs Fifth Third Bank — 6 x 30-day late marks on mortgage
Verified Case

Specialist: Carlos Mendoza, FCRA Specialist·Started: May 2026

Miguel A.

Miguel A.

5 removed in 4 days is insane speed! Can't wait to see the final results when those other 8 get taken down 🚀

5h
GO Repair Credit

GO Repair Credit

Miguel — Carolina's case is still active and we're going after every single one. Stay tuned for the next update! 💪

4h

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