Specialized Service

Remove Hard Inquiries & Stop the Score Drain

Hard inquiries from unauthorized or excessive credit checks can lower your score and keep you from qualifying for better rates. We dispute and remove illegitimate inquiries under FCRA § 604.

+52 pts

Avg. Gain

91%

Success Rate

30 days

First Results

FCRA Certified
4.9/5 · 2,847 Reviews
50,000+ Clients Helped

Remove Your Hard Inquiries

Free analysis · No commitment · 24hr response

Specialist assigned to: Hard Inquiry Removal

No spam. No commitment. 100% free.

FCRA Compliant
SSL Secure
No Hard Pull

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(951) 428-3202

+52 pts

Avg. Score Gain

18,000+

Inquiries Removed (Last 12 Mo.)

91%

Removal Success Rate

30

Avg. Days to First Removal

What Is a Hard?

A hard inquiry occurs when a lender pulls your credit as part of a formal application. Each hard inquiry can subtract 5–10 points from your score and stays on your report for 2 years. Unauthorized inquiries — from lenders who pulled your credit without your permission — are illegal under FCRA § 604 and can be removed entirely.

Hard Inquiry Removal

How We Handle Hard Inquiry Removal

1

Identify unauthorized or fraudulent inquiries on all 3 bureaus

2

Send official dispute letters invoking your FCRA § 604 rights

3

Demand written confirmation of your consent from each inquiring lender

4

File bureau disputes and escalate to the CFPB when lenders don't respond

5

Group multiple inquiries for the same credit application under the 'rate shopping' rule

6

Monitor reports post-removal to catch re-insertion

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Ready to Remove Your Hards?

Get a free analysis from a specialist trained specifically in hard inquiry removal. No hard pull, no commitment.

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